INSURANCE & FEES

Your right to a
Good Faith Estimate.

If you don’t have insurance or choose not to use it, you have the right to receive a written estimate of the expected charges for your care.

Before you begin

Northern Utah Psychology & Consulting provides Good Faith Estimates for uninsured and self-pay clients. Ask for an estimate before you schedule, or when arranging services. It should describe the expected charges for the services reasonably anticipated as part of your care.

• If you schedule care 3–9 business days in advance, the estimate is generally due within 1 business day of scheduling.
• If you schedule at least 10 business days ahead, the estimate is generally due within 3 business days of scheduling.
• If you request an estimate before scheduling, it is generally due within 3 business days of your request.

Keep a copy. The estimate is not a contract requiring you to receive services, and actual costs may differ if your needs change.

If your bill is higher than expected

If a provider’s bill is at least $400 more than that provider’s estimate, you may be eligible to dispute it through the federal patient–provider dispute resolution process. You generally must start that process within 120 calendar days of receiving the initial bill.

For details, see CMS guidance on your rights when not using insurance and the federal Good Faith Estimate timing guidance.

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